RJ Insurance Services
10202 Angell Street | Downey, CA 90242
Do I Need Cancer Insurance
No one likes to think about getting cancer. However according to the American Cancer Society in 2005 1 in 2 men and 1 in 3 women will contract some form of cancer. Cancer is a reality of life today, in fact most of us know someone who has either had cancer or died of this dreadful disease. So the question is; Will your finances survive cancer treatment?
Cancer may not be preventable, but cancer insurance can help protect your assets. How? Many health insurance plans do not cover all cancer treatments, this often results in one having to dip into their savings or investments to cover treatment cost, not to mention the time lost from work to recover. Cancer insurance pays you a benefit that can be used for both medical and non-medical expenses. It protect your family from financial hardship, so you can concentrate on the most important thing... Getting well.
There are many types of cancer insurance policies available. There are lump sum plans. These policies pay a lump sum upon first occurrence, and can range from $5,000 to $50,000 or more when first diagnosed with life threatening cancer. Other plans pay a benefit for cancer-related treatments, including Hospital Confinement, Hospice Care, Intensive Care, Cancer Screening and more. If you would like to know more about cancer insurance, give us a call or click th link below for a free quote.
Protects your most valuable asset and your ability to earn an income.Statistics were obtained from Commissioner's Disability Tables and the Senate Finance Committee. Disability insurance pays cash benefits to the policyholder in the event the insured is unable to work due to sickness or injury. That cash benefit ranges from 50% to 70% of income...
The wise follow the lead of professional money managers: sell the slackers and redeploy the money into better options. Don’t forget: bad investments drop faster and recover slower. The sooner you snip the sappers, the faster will be the fruitful growth...
In our August 2007 Newsletter Issue, it was mentioned starting with our November 2007 issue we would launch our "Client Of The Month" program.
The "Client Of The Month" is a unique opt-in referral program that rewards clients for referring someone to us. What makes this referral program unique? It is a reward program with a human interest side. Consider the story of this month's winner, G.L. of Glendale, CA:
G.L. is a married father of 2. In November 2006 we helped G.L. with the purchase of a Term Life Policy with a Disability Rider. He writes:"I needed life insurance, but we didn't have much money in our budget. My agent recommended I get life insurance with the optional disability attached, since my wife is a stay at home mom. Although I didn't think we could afford it, I went ahead with it.
Earlier this year G.L. was seriously inquired in a car accident. He was unable to work, and because State Disability only paid 55% of his salary, his family suffered financially. "I called my agent to let him know we would not be able to keep our life insurance policy," he says. "He reminded me of the disability option on my policy. He brought over a claim form, then had it processed, and within two weeks I received a very timely check. He also called me several times to see how I was doing and if we needed anything. I don't know if you provide this level of service to everyone, but I will tell everyone I know about you."
G.L. is doing fine, and he is back at work. Because he has recommended us, two of his co-workers have purchased insurance policies through us and three other have expressed interest. We are rewarding G.L. not only for recommending us, but also for allowing us to tell his story with a $100 gift card to Outback Steakhouse. Thanks G.L.!
If you would like to find out more about our Client Of The Month program, click on the link below.